The benefits
Here is a list of all the adult, child and personal accident benefits payable under each level of the Health Cash Plan. Click here for a PDF download of all the benefits.
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| Adult Benefits | Pay back | VALUE £6.50 a month £1.50 a week† |
CORE £10.50 a month £2.42 a week† |
PREMIER £19.00 a month £4.38 a week† |
|---|---|---|---|---|
| Optical Cover | 100% over 2 years | Up to £80 | Up to £125 | Up to £200 |
| Dental Cover | 100% per year | Up to £60 | Up to £110 | Up to £175 |
| Hospital In-Patient | 20 nights per year | Per night £15 | Per night £25 | Per night £50 |
| Hospital Day Surgery | 5 days per year | Per day £15 | Per day £25 | Per day £50 |
| Maternity/Paternity/Adoption | Lump sum per year | Per child £100 | Per child £150 | Per child £300 |
| Health Screening | 100% per year | Up to £50 | Up to £75 | Up to £200 |
| Acupuncture, Chiropractic, Osteopathy, Physiotherapy | 100% per year | Up to £120 | Up to £200 | Up to £500 |
| Personal Accident Cover | Lump sum per year | Up to £10,000 | Up to £10,000 | Up to £10,000 |
| Emergency European Cover* | Lump sum per year | Up to £10,000 | Up to £10,000 | Up to £10,000 |
| 24 Hour Telephone Counselling |  |
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| Face to Face Counselling | 4 sessions | 5 sessions | 6 sessions | |
† Weekly rates are available only if premiums are paid through payroll deduction.
* All benefits are available for treatments/accidents incurred anywhere within the European Community when travelling for business/pleasure purposes for up to 28 days.
| FREE | ||
|---|---|---|
| Child Benefits | Pay back | Benefit level |
| Optical Cover | 100% per year | Up to £40 |
| Dental Cover | 100% per year | Up to £40 |
| Hospital In-Patient | 20 nights per year | Per night £10 |
| Hospital Day Surgery | 5 days per year | Per day £10 |
Where benefit is provided for children the maximum amount is shared among all children insured under the policy and is not payable per child.
| Personal Accident Benefits | |
|---|---|
| Accidental death | £10,000 |
| Permanent total disablement | £10,000 |
| Permanent and incurable paralysis of all limbs | £10,000 |
| Permanent and incurable insanity | £10,000 |
| Loss of entire sight of both eyes | £10,000 |
| Permanent loss of use of both hands and both feet | £10,000 |
| Permanent loss of entire sight in one eye | £5,000 |
| Loss of use of one hand or foot | £5,000 |
| Permanent total loss of hearing in both ears | £5,000 |
| Permanent loss of hearing in one ear | £1,500 |
| Permanent total loss of use of the lens in one eye | £2,500 |
| Permanent loss of use of four fingers and thumb in either hand | £4,000 |
| Permanent total loss of the use the four fingers on either hand | £2,000 |
| Permanent total loss of use of fingers of either hand a) Three joints b) Two joints c) One Joint |
£500 £350 £200 |
| Permanent loss of either thumb: a) Both joints b) One joint |
£2,000 £1,000 |
| Permanent total loss of use of toes: a) All - one foot b) Big toe - both joints c) Big toe - one joint d) other than big toe (each toe) |
£1,500 £500 £200 £200 |
| Established non-union of fractured leg or knee-cap | £1,000 |
| Shortening of the leg by at least 5 cm | £750 |
Add family
You can add your partner to the plan. Your children up to age 16 receive their own set of benefits free of charge. Payment can be made through direct debit or payroll deduction. Weekly rates are only available through payroll deduction.
